Member of San Diego Better Business Bureau Stolen/Lost Wallet or Document Identity Theft Prevention  A guaranteed service to prevent identity theft Identity Theft Repair  A guaranteed service for victims of identity theft. Premier Package  Add a Zero Deductible $25,000.00 Identity Theft Expense Program at no additional cost.

Preventing Identity Theft & Credit Fraud

Preventing identity theft and credit fraud is something everyone needs to be cognizant of - especially with the rapid rise in ID theft cases. This increase is due to the relatively low-risk, high-reward gamble it offers criminals. All it takes is your Social Security number and a few other easy-to-obtain pieces of data and they can assume your identity and commit credit fraud.

For victims it can be a costly and time draining ordeal, causing great emotional and financial distress. Here's some tips to preventing identity theft:

Just refuse!

Tell merchants no if they ask for your credit card number on your personal check. Not only is it illegal in some states, but it leaves consumers vulnerable to identity theft. Never write your Social Security number on checks either, or worse - ask to get it printed on your checks. If a thief gets your check with your Social Security number you can be in deep trouble.

Monitor Your Credit

Monitor your credit report on a regular basis. If you find errors like changes of address you did not initiate or new accounts you did not open you should be very concerned, make sure you review the credit monitoring service before things get out of hand. It's also important to watch your monthly billing statements for any suspicious activity or items you didn't order.

Protect Your License No

Don't have your driver's license number printed on your checks. And when it's time to order new checks request your driver's license number be removed if it was previously imprinted on your checks.

Pre-approved Credit

Shred all pre-approved credit card offers you get in the mail
Once you decide not to accept a pre-approved credit offer, shred it before you forget and it gets thrown out with the other junk mail. These pre-approved credit offers can easily be retrieved from your garbage by someone wanting to assume your identity.

Opt Out

Don't want the constant flood of pre-approved offers, call 1 888 5 OPT OUT (1 888 567 8688) to be removed from the lists of all three major credit bureaus.

Secure Your Mail

Make sure no-one but you and your mailman has access to your mail box. Be sure it is securely locked or located where others can't get into it.

Shred It!

Shred anything containing personal information that you wish to discard, old or cancelled checks, statements, bills, insurance information etc. Make sure nothing gets in your trash that could help someone steal your identity.

If you're already a victim of identity theft make sure your review the Identity Restoration section.

This article on preventing identity theft is offered up for general guidance and information. It is not intended as, nor should it be construed to be, legal, financial or other professional advice. Please consult with your attorney or financial advisor to discuss any legal or financial issues on this topic.

Solve the problem of identity theft if your wallet was stolen

Was your wallet lost or maybe you were pick pocketed? The crooks didn't care that much about your cash, or your credit cards, everyone knows to cancel them. Credit Card Companies provide continuous fraud monitoring for misuse of credit cards. They also provide their clients with zero liability if they are a victim and if they contact them right away. However, losses from Debit Cards are a different matter and may become your responsibility.

Reduce the stress of dealing with the theft

So if the credit card companies provide relief and monitoring why would you need this service? Because what the crooks will do is get a hold of someone like a utility company and tell them "I've moved, here is my new address". The utility company will say "prove who you are". Of course that is easy for your crook, they stole everything they need from you. When they get a bill with a new address now they will open up new credit cards after the limited fraud alert is removed from your account.

Of course when they don't pay the bills the banks will hand the account over to a collection agency. The collection agency will find you and start harassing you and of course they will turn a deaf ear to your complaints about identity theft. They are working on commission and will certainly sue you because they know paying their bill is cheaper then hiring a lawyer.

How do you stop this, who do you call, where should you write, do you send them registered or certified? We can help because we have this all organized and automated. We will prevent your identity from being stolen and we will do it quickly and easily. We exist to help you solve this problem and our Better Business record proves it.

This is the total price, there is no set up fee and there is no monthly charge.

Product Pricing	Single	Couple	Household
Premier with free identity theft insurance	$99.95	$124.95	$149.95
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This is a guaranteed service!

We will prevent Debit, Credit or ATM card accounts being set up by others using your good name and your good credit.

We will prevent identity crooks from redirecting your bank, debit/ATM cards, and credit cards statements. We will prevent thieves from changing your address with any other creditors.

We will assist you with the police regarding warrants.

If a collection agency starts harassing you for debt, we will assist you and stop them.

You will also receive a comprehensive monitoring system to insure that you are receiving all of your statements and your credit reports in a timely manner.

You will receive a complete system for checking on the four (not three) credit bureaus so you receive credit reports on a regular basis.